Our first race of the year is officially in the books. Saturday, Valentine’s Day morning, we got our butts out of bed bright and early and headed down to Loveland, CO for the Sweetheart Classic 4 mile run. The race didn’t start until 9:00 a.m., which is actually fairly late for a typical fun run. The weather was just about perfect, about 43° F at the start (felt chilly, but nothing compared to last year when it was maybe low 20s). No wind, and no ice on the ground! Can’t ask for much better in February.
This is a pretty laid-back event, and it seemed like there was a bigger turnout than last year (results say 455 participants). It is put on by the Loveland Road Runners, and raises funds for the local High School cross country team. The course is nice, running through a couple of neighborhoods and around Lake Loveland. I think the size of the lake probably dictates the 4 mile distance, rather than it being a typical 5k.
All photos in this post are credited to the lovely Cassie Rosch | Photography, www.cassierosch.com
Ok. I know I am already married, and a large part of me is relieved to be done with all of the planning and decision making that comes along with putting on a wedding. Anyone that has done it knows that it is a LOT of work!! But anyone that knows me knows that I LOVE to talk about wedding things! Let’s be honest. I’ve seen every episode of Say Yes to the Dress (Ok, multiple times on Netflix), I had an account on knot.com when I was in college, and my “vicarious” Pinterest wedding board started collecting ideas long before I was engaged. There are just so many things about weddings that are easy to obsess over. The beautiful lacey dresses, the elegant or quirky centerpieces, the personalized touches that make each day unique. When you combine a day of love with all of your favorite people, booze, fancy food and dance parties, it’s hard to have a bad time. I think I may have missed my calling to work in the wedding industry, what a happy beautiful place to be!
We have been reminiscing about our wedding this week more than usual, due to a couple of super amazing, ridiculous things that we were so blessed with that came out revolving around our day. The first is this:
Hey, happy Wednesday. What is Reagan doing? EATING EVERYTHING SHE CAN GET HER PAWS ON!
Including, but not limited to:
- Bacon grease
- Paper towels
- Coffee grounds
- Dog treats
- Chocolate truffles
Our super crafty border collie has taken up a new hobby, called getting into the trash and strewing it all over the kitchen. We got this lovely red trash can from Crate and Barrel as a wedding gift (that’s right, we registered for a trash can, we’re grown-ups).
Early in January, we reluctantly made the decision to purchase a gym membership. It’s not that we have not gotten the good out of the gym before, the problem is that our little local gym that was owned by the regional medical center (read: some physical therapy and lots of old people), sold last year to Gold’s Gym. So our two person membership that was costing us a total of $30 a month, included unlimited classes and was on a voluntary month-to-month basis is no longer an option. The outdated spaces but sufficient equipment and quiet, non-judgey atmosphere have been traded in for a brand new, high-tech renovation/expansion, sure to attract at least a few more protein pounding meatheads who won’t bat an eye at a two-year contract. It’s a necessary commitment to maintain the guns, brah.
One of our goals for the year is to pay off debt. I’m not even sure where January went so fast, but we’ve already knocked down one huge item (of four) on the debt list. Jesse officially made his very last student loan payment two days ago!! This is a BIG deal, you guys. It took about 7 years total on this one loan (still only half of the average payback time), but we’ve only been serious about our debt for the last 2 years. Up until then, we were separately paying on our loans, making the minimum monthly payments at best. Jesse started paying back his student loan in 2007, and took a break on it when he got laid off from his job sometime in 2008. I asked him, “what even happens when you just stop paying?”, because obviously that is not ideal. But the reality is, the U.S. has over $1 trillion borrowed in federal student loans. I don’t know about you but from my point of reference, a trillion might as well be a google (the number, not the search engine), because I can’t really comprehend how much money that actually is. In 2014, more than one in eight people with student loans were in legal default, meaning they were unable to make on time payments for nine consecutive months. So, there are a ton of people dealing with this, who either:
a. Aren’t in a financial situation to be able to make minimum payments, or
b. Don’t understand or don’t care about the negative impacts that ignoring a loan will have long term.
Jesse was a little bit of both. Here’s his story: